Unexpected challenges can often disrupt the smooth flow of financial stability. Economic downturns, market fluctuations, or unforeseen circumstances can create a financial strain for property owners, whether residential or commercial. When faced with financial hardship, individuals and businesses might consider a forbearance agreement a lifeline to navigate these challenging times. Forbearance, though it may sound complex, is essentially a brief pause of loa obligati[ ... ]
Benefits of Hiring a Foreclosure Defense Attorney in Florida If you have started to receive notices indicating a potential foreclosure filing, or if you've had a previous foreclosure case that was dismissed, the law firm of Carlos M. Amor may have a solution that can help reduce your current mortgage obligation through a refinancing process. Carlos M. Amor can assess your specific property[ ... ]
Your Lender Has Filed for Foreclosure. Do You Know What to Do? In Florida, the foreclosure process occurs within the legal system through a judicial foreclosure procedure. The lender initiates this process by filing a lawsuit in court. As a homeowner confronting foreclosure, you'll officially receive a foreclosure complaint, granting you 20 days to formulate a written reply. Craf[ ... ]
Do you intend to purchase a property, or are you already holding a mortgage? If you answered yes to either of the above questions, avoiding mortgage scams in Florida should be one of your top priorities. Mortgage scam or fraud refers to a type of financial crime where a party falsifies loan documents or tries to illegally benefit from a loan agreement by leveraging a loophole. While these fraudulent activities are a significant cause of concern throughout the country, t[ ... ]
Experienced Foreclosure Defense Lawyer Carlos M. Amor Facing foreclosure on your home can be a stressful and overwhelming experience, and the foreclosure process is often complicated and lengthy. This worsens the emotional toll of the situation. Hiring a foreclosure defense lawyer is essential to get you through the foreclosure process quickly and with minimal emotional impact. Foreclosu[ ... ]
Mortgage servicers can make mistakes. When errors are made by mortgage servicers and they are not quickly resolved, they can escalate into larger problems for homeowners, including harassment by the lender and even threats of foreclosure. If you suspect your servicer made a mistake, read on to learn the steps to discover whether your suspicions are true and how to dispute the mortgage servicing erro[ ... ]
A home purchase is a big step and major investment, and you may be asking, “Can you buy a home without a realtor?” Concerns over having to pay out exorbitant fees or commissions to a realtor or agent can have you questioning their value in the process and whether or not you should work with one. It is true that commissions can vary, and while payment usually falls on the seller, that may not always be the case. It helps, then, to know that you are not o[ ... ]
The economic impact of the pandemic has caused havoc for homeowners in Florida and throughout the country. While the Covid-19 mortgage moratorium helped people remain in their homes during the height of the pandemic, with its end homeowners who are behind in their payments may find themselves facing foreclosure actions. The moratorium on initiating new foreclosures or continuing foreclosure proceedings ended on July 31, 2021. During the pandemic, many homeowners rece[ ... ]
Learn the Options for Paying Back Missed and Reduced Payments The COVID-19 pandemic has cause[ ... ]
Questions To Ask Your Real[ ... ]