Our Blog
Could Loan Servicing Error Cause a Foreclosure?
- March 12, 2024
- Foreclosure Defense
Facing a foreclosure is stressful; you are in danger of losing the property you worked so hard to purchase. Of course, there are a host of reasons why you may find yourself in this situation, especially when you live in Florida. Falling ill, changes in employment and even rising homeowners insurance rates can all result in your falling behind on your mortgage payments triggering legal action. But w[ ... ]
What Happens if My Home goes into Foreclosure and Goes to Court?
- February 7, 2024
- Foreclosure Defense
Purchasing property is exciting and a bit overwhelming. After all, your newly acquired home is likely your largest asset, one for which you spent years saving. While the prospect of making such a significant investment may be daunting, you likely approached this transaction in good faith, with the belief that you were financially stable and capable of making all mortgage payments. Unfortunately, in life we face unforeseen obstacles. How we respond to them can make a[ ... ]
Alternatives to Foreclosure in Florida
- December 19, 2023
- Foreclosure Defense
Do You Have Options to Avoid Foreclosure in Florida? If you acquired your home under a mortgage agreement, it's because you hoped to pay it off as and when due. Unfortunately, life happens, and unforeseen circumstances may make you incapable of living up to your mortgage obligations. After missing your payments or receiving a notice of default, the fear of losing your precious home starts staring you in the face. The only question on your mind at this point is[ ... ]
When Should You Hire a Real Estate Attorney in Florida?
- November 14, 2023
- Real Estate
Hiring a real estate attorney is one of the first actions you should take with any real estate transaction. Property sales, purchases, transfers, or foreclosures can experience unexpected twists and turns. The scope of your transaction may extend beyond your ability to understand or to manage alone. Therefore, hiring a real estate attorney can benefit you greatly, especially if you hire such an atto[ ... ]
What Is a Forbearance Agreement in Real Estate?
- October 18, 2023
- Real Estate
Unexpected challenges can often disrupt the smooth flow of financial stability. Economic downturns, market fluctuations, or unforeseen circumstances can create a financial strain for property owners, whether residential or commercial. When faced with financial hardship, individuals and businesses might consider a forbearance agreement a lifeline to navigate these challenging times. Forbearance, though it may sound complex, is essentially a brief pause of loa obligati[ ... ]
Plantation, Florida Foreclosure Defense Attorney
- October 9, 2023
- Foreclosure Defense
Benefits of Hiring a Foreclosure Defense Attorney in Florida If you have started to receive notices indicating a potential foreclosure filing, or if you've had a previous foreclosure case that was dismissed, the law firm of Carlos M. Amor may have a solution that can help reduce your current mortgage obligation through a refinancing process. Carlos M. Amor can assess your specific property[ ... ]
Common Mistakes to Avoid When Facing Foreclosure in Florida
- September 25, 2023
- Foreclosure Defense
Your Lender Has Filed for Foreclosure. Do You Know What to Do? In Florida, the foreclosure process occurs within the legal system through a judicial foreclosure procedure. The lender initiates this process by filing a lawsuit in court. As a homeowner confronting foreclosure, you'll officially receive a foreclosure complaint, granting you 20 days to formulate a written reply. Crafting your[ ... ]
How Can I Avoid Mortgage Scams in Florida?
- August 16, 2023
- Real Estate
Do you intend to purchase a property, or are you already holding a mortgage? If you answered yes to either of the above questions, avoiding mortgage scams in Florida should be one of your top priorities. Mortgage scam or fraud refers to a type of financial crime where a party falsifies loan documents or tries to illegally benefit from a loan agreement by leveraging a loophole. While these fraudulent activities are a significant cause of concern throughout the country, t[ ... ]
When Should You Hire a Foreclosure Defense Lawyer?
- June 6, 2023
- Foreclosure Defense
Experienced Foreclosure Defense Lawyer Carlos M. Amor Facing foreclosure on your home can be a stressful and overwhelming experience, and the foreclosure process is often complicated and lengthy. This worsens the emotional toll of the situation. Hiring a foreclosure defense lawyer is essential to get you through the foreclosure process quickly and with minimal emotional impact. Foreclosu[ ... ]
How to Dispute Mortgage Servicing Errors
- September 15, 2022
- Foreclosure Defense
Mortgage servicers can make mistakes. When errors are made by mortgage servicers and they are not quickly resolved, they can escalate into larger problems for homeowners, including harassment by the lender and even threats of foreclosure. If you suspect your servicer made a mistake, read on to learn the steps to discover whether your suspicions are true and how to dispute the mortgage servicing erro[ ... ]
