Our Blog
A Seller’s Guide to Foreclosure Disclosure: What You Need to Know
- August 15, 2024
- Foreclosure Defense
Life is unpredictable. Certainly, when you initially purchased your property, you did not see a foreclosure in your future. Yet, here you are. In times like this, making informed decisions is critical; the right choice is dependent upon a host of issues, and the best option for you may be very different from what is best for others in similar situations. Working with a[ ... ]
Selling a Home in Foreclosure in Florida
- July 14, 2024
- Real Estate
When you purchased your home, it likely never entered your mind that you would be facing foreclosure. Unfortunately, life is filled with unexpected twists and turns, many of which have severe financial implications. Even those with the best of intentions may find themselves in a position where they cannot afford to make their mortgage payments and keep the home they worked hard to purchase.[ ... ]
Foreclosure Disclosure vs. Other Disclosures: What’s the Difference?
- June 24, 2024
- Foreclosure Defense
When it comes to real estate transactions in Florida, transparency is crucial. Buyers need to know the exact condition of a property, and sellers are legally obligated to provide that information. This is where the concept of disclosures comes into play. However, not all disclosures are created equal. At The Law Office of Carlos M. Amor, P.A., we understand the intricacies involved in real estate transactions, particula[ ... ]
How Do You Know If Your Loan Modification Rejection Was Unfair?
- May 23, 2024
- Real Estate
Applying for a loan modification (one of your options to avoid foreclosure) is a step in the right direction if you can no longer make your mortgage payments and have received or believe you will receive a notice of foreclosure. You worked hard to purchase your property. It likely never entered your mind that your financial situation c[ ... ]
How Do Consumer Protection Laws Protect You in a Foreclosure?
- April 19, 2024
- Foreclosure Defense
Have you received a notice of foreclosure on your property, or do you expect to? If so, you are likely worried about losing your home, something you worked hard to purchase. Your fears are well-founded. While lenders do have the right to move forward in pursuit of what they are owed, there are laws in effect to protect borrowers who may fall behind on their mortgage payments. If you find yours[ ... ]
Could Loan Servicing Error Cause a Foreclosure?
- March 12, 2024
- Foreclosure Defense
Facing a foreclosure is stressful; you are in danger of losing the property you worked so hard to purchase. Of course, there are a host of reasons why you may find yourself in this situation, especially when you live in Florida. Falling ill, changes in employment and even rising homeowners insurance rates can all result in your falling behind on your mortgage payments triggering legal action. But w[ ... ]
What Happens if My Home goes into Foreclosure and Goes to Court?
- February 7, 2024
- Foreclosure Defense
Purchasing property is exciting and a bit overwhelming. After all, your newly acquired home is likely your largest asset, one for which you spent years saving. While the prospect of making such a significant investment may be daunting, you likely approached this transaction in good faith, with the belief that you were financially stable and capable of making all mortgage payments. Unfortunately, in life we face unforeseen obstacles. How we respond to them can make a[ ... ]
Alternatives to Foreclosure in Florida
- December 19, 2023
- Foreclosure Defense
Do You Have Options to Avoid Foreclosure in Florida? If you acquired your home under a mortgage agreement, it's because you hoped to pay it off as and when due. Unfortunately, life happens, and unforeseen circumstances may make you incapable of living up to your mortgage obligations. After missing your payments or receiving a notice of default, the fear of losing your precious home starts staring you in the face. The only question on your mind at this point is[ ... ]
When Should You Hire a Real Estate Attorney in Florida?
- November 14, 2023
- Real Estate
Hiring a real estate attorney is one of the first actions you should take with any real estate transaction. Property sales, purchases, transfers, or foreclosures can experience unexpected twists and turns. The scope of your transaction may extend beyond your ability to understand or to manage alone. Therefore, hiring a real estate attorney can benefit you greatly, especially if you hire such an atto[ ... ]
What Is a Forbearance Agreement in Real Estate?
- October 18, 2023
- Real Estate
Unexpected challenges can often disrupt the smooth flow of financial stability. Economic downturns, market fluctuations, or unforeseen circumstances can create a financial strain for property owners, whether residential or commercial. When faced with financial hardship, individuals and businesses might consider a forbearance agreement a lifeline to navigate these challenging times. Forbearance, though it may sound complex, is essentially a brief pause of loa obligati[ ... ]
