Foreclosure Defense Archives - Law Office of Carlos M. Amor PA

05 September 2024

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Should a Lawyer Write Your Foreclosure Disclosure in Florida?

Facing foreclosure is an emotionally overwhelming experience, and those in this position are tasked with making important choices regarding their properties. For many, selling it is the best option. That said, foreclosure transactions are not particularly straightforward; there are multiple requirements to be met and information that must be disclosed. If you are looking to sell your foreclosure property in Florida, consulting with a seasoned and reputable real estate attorney with specific foreclosure sales experience is wise. The guidance this professional can provide can save you time, aggravation, and future legal problems. What Is a Florida Foreclosure Disclosure? With regard to a real...

15 August 2024

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A Seller’s Guide to Foreclosure Disclosure: What You Need to Know

Posted by Carlos M. Amor

in Foreclosure Defense

Life is unpredictable. Certainly, when you initially purchased your property, you did not see a foreclosure in your future. Yet, here you are. In times like this, making informed decisions is critical; the right choice is dependent upon a host of issues, and the best option for you may be very different from what is best for others in similar situations. Working with a Florida foreclosure attorney can help you weigh your options and make wise choices. Many in Florida who are facing foreclosure elect to move forward with the sale of their property. They believe this action is best for...

24 June 2024

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Foreclosure Disclosure vs. Other Disclosures: What’s the Difference?

Posted by Carlos M. Amor

in Foreclosure Defense

When it comes to real estate transactions in Florida, transparency is crucial. Buyers need to know the exact condition of a property, and sellers are legally obligated to provide that information. This is where the concept of disclosures comes into play. However, not all disclosures are created equal. At The Law Office of Carlos M. Amor, P.A., we understand the intricacies involved in real estate transactions, particularly the differences between foreclosure disclosures and other types of disclosures. What are Disclosures? In the context of real estate transactions, disclosures are statements or documents provided by the seller that reveal important information about a...

19 April 2024

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How Do Consumer Protection Laws Protect You in a Foreclosure?

Posted by Carlos M. Amor

in Foreclosure Defense

Have you received a notice of foreclosure on your property, or do you expect to? If so, you are likely worried about losing your home, something you worked hard to purchase. Your fears are well-founded....

12 March 2024

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Could Loan Servicing Error Cause a Foreclosure?

Posted by Carlos M. Amor

in Foreclosure Defense

Facing a foreclosure is stressful; you are in danger of losing the property you worked so hard to purchase. Of course, there are a host of reasons why you may find yourself in this situation, especially when you live in Florida. Falling ill, changes in employment and even rising homeowners insurance rates can all result in your falling behind on your mortgage payments triggering legal action. But what if you were not at fault? Could errors by your loan servicer actually cause a foreclosure? Unfortunately, the answer is yes. Types of Mortgage Errors Lenders Make Not Every Mistake Is the Same Purchasing a...

07 February 2024

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What Happens if My Home goes into Foreclosure and Goes to Court?

Posted by Carlos M. Amor

in Foreclosure Defense

Purchasing property is exciting and a bit overwhelming. After all, your newly acquired home is likely your largest asset, one for which you spent years saving. While the prospect of making such a significant investment may be daunting, you likely approached this transaction in good faith, with the belief that you were financially stable and capable of making all mortgage payments....

19 December 2023

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Alternatives to Foreclosure in Florida

Posted by Carlos M. Amor

in Foreclosure Defense

If you acquired your home under a mortgage agreement, it's because you hoped to pay it off as and when due. Unfortunately, life happens, and unforeseen circumstances may make you incapable of living up to your mortgage obligations. After missing your payments or receiving a notice of default, the fear of losing your precious home starts staring you in the face. The only question on your mind at this point is, "Are there any alternatives to foreclosure in Florida?"...

09 October 2023

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Plantation, Florida Foreclosure Defense Attorney

Posted by Carlos M. Amor

in Foreclosure Defense

Benefits of Hiring a Foreclosure Defense Attorney in Florida If you have started to receive notices indicating a potential foreclosure filing, or if you've had a previous foreclosure case that was dismissed, the law firm of Carlos M. Amor may have a solution that can help reduce your current mortgage obligation through a refinancing process. Carlos M. Amor can assess your specific property and circumstances. If you meet certain criteria and qualify for our program, Mr. Amor may be able to secure a new loan for you that pays off the previous mortgage at a reduced and mutually agreed-upon price. This unique...

25 September 2023

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Common Mistakes to Avoid When Facing Foreclosure in Florida

Posted by Carlos M. Amor

in Foreclosure Defense

Your Lender Has Filed for Foreclosure. Do You Know What to Do? In Florida, the foreclosure process occurs within the legal system through a judicial foreclosure procedure. The lender initiates this process by filing a lawsuit in court. As a homeowner confronting foreclosure, you'll officially receive a foreclosure complaint, granting you 20 days to formulate a written reply. Crafting your response involves addressing the claims of the lawsuit and presenting your defenses. It's imperative to do this within the stipulated 20-day period. Failure to respond in time, or not responding at all, could potentially lead to losing your home through sale. If you've...

06 June 2023

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When Should You Hire a Foreclosure Defense Lawyer?

Posted by Carlos M. Amor

in Foreclosure Defense

Experienced Foreclosure Defense Lawyer Carlos M. Amor Facing foreclosure on your home can be a stressful and overwhelming experience, and the foreclosure process is often complicated and lengthy. This worsens the emotional toll of the situation. Hiring a foreclosure defense lawyer is essential to get you through the foreclosure process quickly and with minimal emotional impact. Foreclosure is the process by which a lender takes control of a property due to the failure of the borrower to make timely mortgage payments. Lenders typically initiate a foreclosure when the borrower is in default, meaning they have not made payments for a certain period. With...