If you are foreclosed upon, not only will you lose your home — your credit will be ruined. But the positive news is that even if you have been served with a foreclosure complaint in Florida, losing your home is not a given. There may be defenses to foreclosure depending upon your circumstances. If you have missed mortgage payments but have not yet received a complaint, you may have options for stopping the foreclosure process. When you are in foreclosure or pre-foreclosure it is strongly to your benefit to get the help of a skilled Florida foreclosure attorney who understands the rights that homeowners have under federal and state law.
Our Florida foreclosure attorney is dedicated to helping people keep their home and has the knowledge of the law necessary to be successful in this objective. When you trust Carlos M. Amor to help you, he will carefully examine all the facts of your situation to develop the most effective approach to your foreclosure situation.
Call our law firm today at (954) 453-7200 to arrange an initial consultation. For our clients’ convenience, Attorney Amor offers free consults, by phone, via video meeting, or in person.
Why Choose Carlos M. Amor?
Strategic. Experienced. Successful.
Carlos M. Amor is an experienced foreclosure defense attorney who has successfully helped many homeowners. He works hard to get the best possible outcomes for people who are in pre-foreclosure or foreclosure. What else distinguishes attorney Carlos M. Amor?
- He has 15 years of experience practicing foreclosure and real estate law in Florida.
- He has been highly rated by his peers for his professional ethics and legal knowledge.
- He is creative and strategic in finding solutions for clients’ complex problems.
Additionally, foreclosure lawyer Carlos M. Amor is a Miami native who has spent his life in Florida, which not only provides him in-depth insight into the issues Floridians face, but also fuels his commitment to helping families in the state keep their homes. Reach out to him for help today.
Delivering Strategic Solutions to Complex Problems
How Our Foreclosure Defense Attorney Can Help
Most people have not experienced foreclosure before so do not have a clear understanding of their rights under the law, which is why you should consider the help of a skilled foreclosure lawyer. Some of the ways our Florida foreclosure lawyer can help are:
- Ensuring that you understand the loss mitigation options that may be available to you, whether you are in pre-foreclosure or foreclosure
- Investigating whether your mortgage lender adhered to proper steps under consumer protection law before filing for foreclosure
- Examining whether your lender made any mistakes in servicing your loan
- Strategizing the best defense or solution for your circumstances and goals
- Taking care of all paperwork and handling all communications with your lender
- Assertively negotiating with your lender to help you avoid foreclosure
- Building a strong defense against foreclosure and presenting it before the court
- Responsively answering your questions and addressing your concerns throughout the process.
Carlos M. Amor is passionate about protecting the rights of homeowners who are in danger of foreclosure or who are already being foreclosed upon. After years of representing clients in such actions, he understands the fear and stress you are facing. When you work with him, you will receive knowledgeable and compassionate legal guidance.
Call today to arrange a consultation by dialing (954) 453-7200. Attorney Amor offers free consults, by phone, via video meeting, or in person.
How the Florida Foreclosure Process Works
Our Florida Foreclosure Lawyer Will Fight for You Every Step of the Way
Florida follows a judicial foreclosure process. What this means is that your lender must go through the courts to begin foreclosure. Once they file a lawsuit with the court, you’ll be served a complaint that you have 20 days to answer, in writing, and to present your defense as to why you should not be foreclosed upon. If you don’t respond within that timeframe, the court will likely let the foreclosure go forward, and you will lose your home.
If you are expecting to be foreclosed upon or have already received a complaint, you should not wait to speak with an experienced foreclosure defense lawyer in Florida. Foreclosure involves many legal complexities, and you stand a better chance of a satisfactory outcome with the help of an attorney who can counsel you about defenses to foreclosure and stand up for your rights with lenders and the court.
Defenses to Foreclosure
Banks and other lenders are not infallible. They can and do make careless mistakes in servicing mortgages, and they do not always follow proper legal procedures when homeowners default on payments. Here are some common examples of mistakes and improper procedure:
- Not correctly applying your mortgage payments to your loan
- Wrongly increasing insurance premiums and escrow payments
- Not paying impounded property taxes on time
- Unfairly denying loan modification requests
- Failing to notify homeowners they are in default on loans.
If you have received a foreclosure complaint and believe your lender has made a mistake in servicing your loan, or has not provided loss mitigation options or otherwise adhered to the law before beginning the foreclosure process, Attorney Carlos M. Amor may be able to help you. He will investigate all the elements of your case to build the most effective real estate defense based upon your unique situation.
Get Help from a Respected Foreclosure Lawyer in Florida
Carlos M. Amor Strategizes Effective Legal Outcomes for Homeowners
Times are tough for many people economically; sometimes, as hard as people try to meet their mortgage obligations, they simply do not have the financial wherewithal to do so. If you are in this situation and in danger of losing your home, reach out to our foreclosure lawyer in Florida for a free consultation to assess your case. Carlos M. Amor will talk with you so that he can understand where you are in the foreclosure process and then he will counsel you about potential options you may have.
Call our real estate law firm at (954) 453-7200 to schedule a time to speak with our foreclosure lawyer in Florida. Attorney Amor offers free consults, by phone, via video meeting, or in person.