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Fort Lauderdale Mortgage Error Attorney

Mortgage Error

While Unfortunate, Mortgage Errors Are a Fact of Life

We all know that life is full of twists and turns — and expecting the unexpected is, without a doubt, wise advice and counsel. That said, as a homeowner who has conscientiously submitted their monthly mortgage payments in full and on time, a notice of foreclosure is likely the last thing you expect to receive.

Unfortunately, each year many in Fort Lauderdale (and across the state and throughout the country) receive correspondence like this, despite doing everything right.  When this happens, there is a good chance another person or entity has made a mortgage error.

Identifying the mistake and the responsible party, having it corrected, and holding them accountable can be quite a feat.

In situations like this, engaging a seasoned Fort Lauderdale mortgage error attorney is in your best interests. This professional can help answer your questions and rectify your issues.  The Law Office of Carlos M. Amor, P.A. has been providing this service to property owners in Fort Lauderdale for years. The firm knows what to do and how to do it.

Contact The Law Office of Carlos M. Amor, P.A. today at 954-453-7200 to schedule your free consultation. They are happy to speak to you in person, on the telephone, or through video conferencing — whatever is most convenient for you. Mortgage errors require immediate attention; don’t hesitate and hope the problem resolves itself.  It likely won’t and your property ownership and financial reputation will be in danger.

Why The Law Office of Carlos M. Amor, P.A. Is the Right Fort Lauderdale Mortgage Error Firm for You

Our Foundation Is Strong

When ownership of your property and your financial reputation are at stake, engaging the right individual to represent you is crucial as the risks are significant. Mortgage errors can be challenging to accurately identify and prove.

You will want to work with a mortgage error lawyer in Fort Lauderdale who has considerable experience and knowledge, and who is committed to putting in the time and effort necessary to vindicate their clients.

Carlos M. Amor is this professional.  For over 15 years he has helped individuals in the greater Fort Lauderdale area who are facing foreclosure issues because of mortgage errors. In addition to his extensive legal experience, he is also a licensed real estate broker.  The knowledge and experience gained from this prepared him to provide his clients with advice and counsel from a unique and valuable viewpoint.

Additionally, Mr. Amor appreciates the importance of time in identifying and rectifying mortgage errors; they must be addressed quickly and resolved correctly to safeguard both your home ownership and your credit.  As such, he is available to meet with you immediately to understand your situation.  His approach to service focuses on recognizing individual needs, leveraging experience and relationships, and communicating compassionately and clearly.  Facing mortgage errors is overwhelming and anxiety producing; there is a lot on the line. Mr. Amor is known for providing each client with the time and attention they deserve.

Finally, you want to work with someone who has a reputation for providing high quality, responsive service and who has the respect and admiration of their peers. The greatest testimony about the level of service you will receive comes from past clients.  Consider their words carefully.

The Law Office of Carlos M. Amor, P.A. is founded on experience, knowledge, and quality service. His commitment to his clients is unparalleled.  Schedule your no-obligation consultation and learn how he can support you today.

What Our Fort Lauderdale Mortgage Error Attorney Will Do for You

Managing Your Case Is Our Responsibility

Resolving mortgage errors can be frustrating; the process is complicated and time-consuming. Mortgage processors are going to do everything within their power to protect their reputation and defend their actions, so you are going to have to prove that they were wrong.  Your success on this mission is vital; if you fail, your home ownership and financial reputation can be compromised.

With the stakes so high, it makes sense to engage a Fort Lauderdale mortgage error lawyer like Carlos M. Amor.  He will leverage his knowledge and experience to help you while assuming responsibility for the entirety of the process.  You can rely on him to:

  • Request your entire Servicing File from your lender
  • Review all documentation sent between you and your lender
  • Identify errors and determine how they occurred
  • Communicate with your lender, including initiating all follow-up correspondence
  • Represent you if the lender does not appropriately rectify the situation
  • Defend you should the lender proceed with legal action, including foreclosure.

When you engage The Law Office of Carlos M. Amor, P.A. to represent you, you can remove yourself from the day-to-day action items associated with correcting foreclosure errors.  Mr. Amor will communicate on your behalf and in your best interests, while always keeping you apprised of his progress.

Frequently Asked Questions Regarding Mortgage Errors

The Law Office of Carlos M. Amor, P.A. Addresses Your Concerns

If your mortgage has been handled incorrectly and you are attempting to rectify errors, it makes sense that you have questions.  After all, the repercussions of inaction are serious.  While many clients’ questions are specific to their situations, some concerns are more general.

What are some common mortgage errors made by lenders?

Some of the most common errors include mistakes in the application of payments, unreasonable loan modification denials, communication of incorrect balances, failure to pay insurance premiums and/or property taxes, exorbitant fees, and failing to record a satisfaction of mortgage.  Carlos M. Amor can assist with identifying and rectifying errors like these.

What is a loan modification?

A loan modification is similar to a refinance.  It is a process you can embark upon if you fall behind on your payments, are in default on your loan, or are in the process of foreclosure. Talk to your mortgage error attorney in Fort Lauderdale if you have more questions regarding this.

What is the best way to communicate with my lender regarding errors?

Always communicate with your lender in writing so there is a paper trail of correspondence. If you believe they have made an error, reach out as quickly as possible and detail the mistakes you believe were made. A Fort Lauderdale mortgage errors lawyer can manage this process on your behalf.

How long does my lender have to investigate the error?

Receipt of your notice of errors must be made within five business days, and the lender has, in general, up to 30 business days to investigate your concern and respond to you. Timelines are governed by the Real Estate Settlement Procedures Act. (RESPA) If you work with a mortgage errors attorney in Fort Lauderdale, they will manage this process for you.

What is a Satisfaction of Mortgage?

When you pay off your mortgage your lender is required to record notification in the county where your property is located. They must also send you a mortgage satisfaction letter letting you know this has occurred. In Florida, lenders have 60 days from the final mortgage payment to take this action; failure to do this can result in issues later in time. If you are struggling to sell your property due to a failure to record your satisfaction with mortgage, a Fort Lauderdale mortgage errors attorney can help.

These are just a few of the many questions that arise when mortgage errors are an issue.  For answers to questions relating to your situation, contact Carlos M. Amor today.

Address Your Mortgage Errors Today

The Law Office of Carlos M. Amor, P.A. Can Help You

Nobody expects their lender to make mistakes in processing their mortgage. Unfortunately, errors like this are a common occurrence. Recognizing the mistake and taking immediate action is an important sequence to resolving the problem and protecting both your home ownership and your credit score.

Making sure your mortgage errors are handled efficiently and effectively is crucial.

Embarking on this road alone is unwise. The process can be complicated and time-consuming. The guidance of a Fort Lauderdale mortgage error attorney is a valuable investment.

Carlos M. Amor is proud of his reputation for compassionately working with his clients and successfully resolving their issues. He works hard on his clients’ behalf, taking time to pay attention to the details and accurately identifying the causes of the errors in the mortgages.  His experience is considerable, and his reputation is impeccable.  Contact him today at 954-453-7200 to schedule your free consultation.

Carlos M. Amor is committed to providing you with high-quality responsive service.  Every action he takes is in your best interests. He takes the responsibility of representing you seriously and will work tirelessly to guide you appropriately and kindly, with your best interests at heart.

Testimonials

Lori P.

I've consulted with Carlos on several different legal matters throughout the years. He listened and answered all my questions.

Lori Peterson

Luis A.

Carlos Amor as a lawyer is one of the best in Florida, I have to deal in my daily basis with lawyers and Carlos Amor is always prompt to help.

Luis Albarracin

Richard S.

Carlos went above and beyond to help me and my family. For the last 3 years he has represented me in my foreclosure case.

Richard Shaw

Mario S.

The first foreclosure case was filed against me and my family’s home in 2008 and had been dismissed-refiled two times since then

Mario S.

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    ATTORNEY CARLOS M. AMOR

    Carlos M. Amor is a skilled and experienced attorney and real estate broker. His legal practice in South Florida focuses on real estate litigation, real estate investments, tax deed and foreclosure auction purchases, traditional real estate transactions, short sales, foreclosure defense, and civil litigation. Carlos thinks “outside the box” and takes a practical approach to finding solutions that benefit his clients. [ Attorney Bio ]