Blog - Carlos M. Amor PA

12 April 2024

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Could Loan Servicing Error Cause a Foreclosure?

Facing a foreclosure is stressful; you are in danger of losing the property you worked so hard to purchase. Of course, there are a host of reasons why you may find yourself in this situation, especially when you live in Florida. Falling ill, changes in employment and even rising homeowners insurance rates can all result in your falling behind on your mortgage payments triggering legal action. But what if you were not at fault? Could errors by your loan servicer actually cause a foreclosure? Unfortunately, the answer is yes. Types of Mortgage Errors Lenders Make Not Every Mistake Is the Same Purchasing a...

07 February 2024

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What Happens if My Home goes into Foreclosure and Goes to Court?

Posted by Carlos M. Amor

in Foreclosure Defense

Purchasing property is exciting and a bit overwhelming. After all, your newly acquired home is likely your largest asset, one for which you spent years saving. While the prospect of making such a significant investment may be daunting, you likely approached this transaction in good faith, with the belief that you were financially stable and capable of making all mortgage payments. Unfortunately, in life we face unforeseen obstacles. How we respond to them can make a very real difference in their outcome. [mkd_blockquote text="Understanding what happens if your home goes into foreclosure and goes to court is important and is something your...

19 December 2023

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Alternatives to Foreclosure in Florida

Posted by Carlos M. Amor

in Foreclosure Defense

Do You Have Options to Avoid Foreclosure in Florida? If you acquired your home under a mortgage agreement, it's because you hoped to pay it off as and when due. Unfortunately, life happens, and unforeseen circumstances may make you incapable of living up to your mortgage obligations. After missing your payments or receiving a notice of default, the fear of losing your precious home starts staring you in the face. The only question on your mind at this point is, "Are there any alternatives to foreclosure in Florida?" [mkd_blockquote text="Fortunately, the answer is a big YES. Florida's foreclosure law offers you numerous...

14 November 2023

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When Should You Hire a Real Estate Attorney in Florida?

Posted by Carlos M. Amor

in Real Estate

Hiring a real estate attorney is one of the first actions you should take with any real estate transaction. Property sales, purchases, transfers, or foreclosures can experience unexpected twists and turns. The scope of your transaction may extend beyond your ability to understand or to manage alone. Therefore, hiring a real estate attorney can benefit you greatly, especially if you hire such an attorney as soon as possible. 5 Reasons Why Hiring a Real Estate Attorney Now is a Smart Move A real estate transaction is a serious legal matter that involves intricate details. One misstep or overlooked detail can derail the purchase...

18 October 2023

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What Is a Forbearance Agreement in Real Estate?

Posted by Carlos M. Amor

in Real Estate

Unexpected challenges can often disrupt the smooth flow of financial stability. Economic downturns, market fluctuations, or unforeseen circumstances can create a financial strain for property owners, whether residential or commercial. When faced with financial hardship, individuals and businesses might consider a forbearance agreement a lifeline to navigate these challenging times. Forbearance, though it may sound complex, is essentially a brief pause of loa obligations. It's a formal arrangement between the mortgage lender or bank and the property owner that permits the owner to temporarily defer a mortgage payment in case of unexpected financial challenges. Additionally, there are provisions for individuals who...

09 October 2023

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Plantation, Florida Foreclosure Defense Attorney

Posted by Carlos M. Amor

in Foreclosure Defense

Benefits of Hiring a Foreclosure Defense Attorney in Florida If you have started to receive notices indicating a potential foreclosure filing, or if you've had a previous foreclosure case that was dismissed, the law firm of Carlos M. Amor may have a solution that can help reduce your current mortgage obligation through a refinancing process. Carlos M. Amor can assess your specific property and circumstances. If you meet certain criteria and qualify for our program, Mr. Amor may be able to secure a new loan for you that pays off the previous mortgage at a reduced and mutually agreed-upon price. This unique...